I hear him. I hear the news. I see the effects of the financial crisis around me. People are worried.

Our children are aware, too. They listen to us talk, and I don’t want to scare them, but it’s good they know what’s going on … why Mommy might be a little hesitant to buy a spur-of-the-moment trinket.

Our youngest daughter, after hearing this topic discussed, selected a cheaper party favor for her birthday party. “Is this one OK, Mommy? It’s cheaper.” It kind of broke my heart, but it also made me proud that she is trying to help.

It’s not that our family has made major cutbacks yet. But we are considering our purchases more and thinking, “Do we really need this.”

I had told the girls I would shop for a new dining room table - we’ve used a card table with folding chairs for more than three years. (Some people are shocked by this, but I didn’t want to buy something frivolously) I also told the kids we would even look at some new bedroom furniture.

But this weekend I had second thoughts. … I listened to the news, the bleak picture, the bailout plan. Maybe we should wait just a little while longer to buy new furniture, I told them.

 So, before I went to the grocery store, I clipped my coupons, made my list and tried to keep to the list as much as possible. I canceled a hair appointment. I cooked stew this weekend and made plans to cook more at home.

These are little things, but I’m trying to do my part. And, if my kids can learn something from it, I hope it’s a positive lesson, one about trying to make a difference in our own budget and learning that you don’t always go get something just because you want it. — Linda Lynn